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Volume 16 issue 5

S.No. Title & Authors Page No View
1

Title : Risk Management Practices in Indian Banking Sector- An Employees’ Perspective

Authors : Anju, Prof. Pardeep Gupta

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Abstract :

The aim of the present study is to categorize the various aspects of risks management practices in the Indian banking sector. Exploratory cum descriptive research design utilized for the study. Self-structured questionnaire has been used to collect primary data from employees of banking sector. Total 150 employees were approached for present study. In this research, exploratory factor analysis was employed on a 34-item measurement scale of Risk Management Practices in order to extract the latent sub-scales in the form of factors. The principal component analysis with varimax rotation on SPSS on thirty-four items culminated into extraction of six major factors or sub-scales of Risk Management Practices. The six key factors of Risk Management Practicesare named as follows: Risk Monitoring (RM), Risk Assessment and Analysis (RAA), Credit Risk Analysis (CRA), Understanding Risk (UR), Operational Risk Analysis (ORA) and Risk Identification (RI).During exploratory factor analysis, no serious cross-loadings were observed by the researchers.

01-10
2

Title : A Study of Risk and Return Perception of Investors Towards Mutual Funds

Authors : Nisha Rani, Dr. Pardeep Kumar Gupta

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Abstract :

The mutual fund companies are offering different product choices based on their objective and their financial spectrum. The goals of investment among people very because some people are investing funds for their retirement sum for the terms education on marriage some for purchase of house etc.  The Investors make investment based on their own choices and according to the plan for which there investing. It is not necessary that everyone could invest in lump sum as many people receive amount regularly every month and hence they prefer to invest through systematic investment plan. The study aimed to evaluate the awareness level among investors related to different mutual fund concepts, understand the risk and return perception of investors towards mutual funds and examine the perception of investors towards different benefits of mutual funds. The investors have indicated their response towards risk and return perception about mutual funds. Regression has been applied to evaluate the impact of awareness about mutual fund concepts on risk and return perception of investors towards variety of mutual funds. 

11-17
3

Title : Analysis of Safety and Failure Tracing In High-Rise Building Collapse in Selected States of Nigeria

Authors : Amiso Elkanah, John N Ugbebor, Patricks-E Chinemerem

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Abstract :

Housing is one of the most essential human needs for living in this world even before food. The construction industry is the provider of physical infrastructure essential for human sustenance and economic development. Over the years, Nigeria has been experiencing collapse of multi-story buildings. To analyze the safety and failure tracing in high rise building collapse in selected states of Nigeria, extant literatures was reviewed. A self-developed structured checklist questionnaire was randomly distributed to a population of four hundred (400), of which three hundred and eight four (384) successful responses were retrieved from nine (9) construction companies across Abuja, Lagos State, Rivers State and Enugu for analysis. Data collated was analyzed with basic descriptive statistics tools. The result reveals that the frequency of building collapse in Nigeria is at an alarming rate and the impact is moderately major. The identified major causes of building collapse were Design/Engineering faults 8.6%, lack of compliance with an approved design specification 3.9%, compromise with materials specification 22.4%, combination of design/Engineering faults, lack of compliance with approved design specification and compromise with materials specification accounts for 64.3% represented 247 out of 384 of the population studied. While 0.8% represented 3 out of 384 of the population studied stated that lack of compliance with an approved design specification and compromise with materials specification accounts for building collapse. The study also established major contributors to building collapse as: Client/developers 12.2%, approval authority /agency 25.35%, building control agency 37.25%, and Ministry of Environment control team 25.3 % respectively represented the 384-population studied. A fishbone analysis diagram formulated. This study recommends implementation of regulatory framework, improve risk assessment and management, adoption of proven technology, joint professional monitoring and assessment process for building construction incident prevention.

18-28
4

Title : An Analysis Of The Function Of The Transitive Verb In Tugen, A Case Study Of The Tugen Living In Baringo County, Kenya. A Morpho-Syntactic Study

Authors : Dr. Daniel Kandagor Chepyegon, Dr. Seraphine Chepkosgei

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The present study focuses on the function of the transitive verb in Tugen. Tugen speakers reside in parts of Baringo County, Kenya. The need to carry out this research is based on the fact that Tugen is a minor sub- dialect of Tugen and hence necessitating the need to research on minor dialects for documentation purposes and archiving. A lot has been done on established world languages and the findings have tended to favour languages with a subject verb object word order (SVO). On the contrary, Tugen is verb initial and research needs to be carried out to understand how theta roles are assigned. The objective of the study is to examine the transitive verb in Tugen and find out its functions. To achieve this, some select utterances in Tugen were used as data to identify and analyze the transitive verbs in Tugen. The research used Chomsky’s (2000) Theta Theory in discussing transitive verb function. Data was collected using the interview method using an open questionnaire to prepare questions that would be subjected to the interviewees. Approximately fifty sentences in English were subjected to the Tugen speakers. The speakers were required to translate the questions into Tugen. Thereafter, the researchers analyzed them in reference to theta roles. The research found out that Tugen unlike Indo-European languages is verb initial and theta roles are assigned last to the subject and object in a cyclic manner. These theta roles include doer, patient among others. The assignment of these roles is done based on what the speaker wants to emphasize. The emphasis can be either the subject or object whichever is the case. The item that receives emphasis precedes the other.

 

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5

Title : A Description of the Intransitive Verb And Enunciation of Its Function In Samor Of Baringo County, Kenya. A Morpho- Syntactic Study

Authors : Dr. Daniel Kandagor Chepyegon, Dr. Seraphine Chepkosgei

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Abstract :

The desire of the present study is an excursion into the characteristic features and function of the Samor intransitive verb phrase. The Samor speakers are a group of inhabitants living in Baringo County. The reason for studying Samor which is a dialect of Tugen is because this dialect has not received much attention in documented previous research. Languages and d their subsequent dialects have varying features that distinguish them from other languages of the world. In previous analysis of world languages and dialects, findings indicate that a language maybe verb second or verb initial. In addition, a language may also agglutinate phi- features in the verb, fuse the features or isolate such features. The current research hopes to find out how Samor which differs from other conventional languages analyzes the intransitive verb and also seek to understand the function of the transitive verb in Samor. The objectives of the study were achieved by analyzing ten (10) select utterances in Samor that were used to understand the intransitive verb and its functions in sentential constructions. The present study was carried out in Baringo County which is highlighted in yellow in the map of Kenya as can be seen in figure 1 below, this is a region that is inhabited by the Tugen people. These people can be split into four sub- dialects. They are Samor, Arror, Endorois and Lembus. The current research focused on the Samor which is the main focus of study. 

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6

Title : Managing Classroom Environment in a Post Covid- 19 Pandemic Atmosphere: Class Size, Classroom Interactions, and Infrastructure For Effective Learning

Authors : Oluwaniyi Steve Dele, Garba Bala Doguwa, Oloda FSS

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Abstract :

This paper focuses on the current trends in Education in a Covid–19 Pandemic Atmosphere with regards to Classroom Management, touch lighting Class Size, Classroom Interactions, and Infrastructures for effective Learning.  The level of sincere attention accorded to the Education Sector by any government would dictate to what extent scientific discovery and technological breakthrough would be available for socio-economic emancipation, poverty alleviation and overall growth.  Nigeria occupies a very prominent position in the comity of nations. Unfortunately, most sectors seem not to be working well, with the Education sector not being an exception.

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