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Volume 11 Issue 4

S.No. Title & Authors Page No View

Title : The Impact of Mobile Banking On Service Delivery of Deposit Money Banks (DMBs) In Bauchi Metropolis of Bauchi State, Nigeria

Authors : Olalekan Olukemi Oluyemisi, Hamza Salihu Umar, Kasim Pate Lawal, Ayanwuyi Johnson

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Abstract :

The study investigated the Impact of mobile Banking on service delivery of Deposit Money Banks in Bauchi Metropolis of Bauchi State, Nigeria. Population for the study  comprised of the customers of Deposit Money Banks in Bauchi Metropolis. The sample of the study is comprised of 125 customers of the Deposit Money Banks. Data for the study were sourced through Questionnaires administered to the customers that constitute the sample of the study. Data collected were analyzed using the mean method of data analysis. The result of the study indicated that mobile banking services are very efficient and has increased customer’s loyalty in Bauchi metropolis.


Title : Design of A Coercion-Resistant Electronic voting Protocol Using Homomorphic Encryption

Authors : Chizalum E. Echeta, Moses O. Onyesolu

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Abstract :

With the relevance of elections to democratic governance, it is imperative that voters have full confidence in the electoral process. By eliminating the risks of vote buying, voter coercion and increasing voter inclusion, people can have more confidence in elections and this study proposes an electronic voting scheme that achieves this. The electronic voting scheme proposed here draws its security properties from a cryptographic voting protocol based on homomorphic encryption. The additively homomorphic properties of the Paillier cryptosystem are combined with a multi-party election authority to receive and tally votes in encrypted form. Furthermore, this electronic voting scheme is implemented as a web-based app, using the JavaScript programming language, allowing users to vote from any geographical region with the aid of a computing device and an Internet connection. The proposed voting scheme is suitable for multi-candidate elections with any number of voters and achieves vote confidentiality, reliability and efficiency.


• Security and privacy → Privacy-preserving protocols.


Title : Effect of Hydroalcohol Extract of Englerina Drummondii Balle Ex Polhill & Wiens Leaves and MSG on Oestrous Cycle Of Wistar Rats

Authors : Gbaranor K. B.,Adienbo O. M.,Alasia O. M, 1Tee P. G, Gilbert U. D.,Nonju T. I, Wami-Amadi C. F., Amadi H.,Daka I.R.

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Herbal medicine is an important part of health care across Africa. Several people have been patronizing herbal medicine to obtain better health care. This study aims to investigate effect of hydroalcohol extract of EnglerinadrummondiiBalle ex Polhill & Wiens (mistletoe) leaves on oestrous cycle onmonosodium glutamate induced alterations in reproductive parameters in female rats.

Forty-nine female wistar rats weighing between 160g to 180g were used for this study. The animals were divided into 9 groups with five (5) rats per group. Administration of extract lasted for 28 days. Results from our study revealed significance decreased in proestrus, estrus, and diestrus and the number of cycles and significance increased in metestrus.

Statistical analysis was done using SPSS version 24 with ANOVA. P < 0.05 was said to be significant.


Title : Occupational Health and Safety Hazards and Risks in Nigerian Commercial Banks

Authors : Ajibawo O. A, Adesope O, Chinemerem P

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This study investigated the occupational health and safety hazards and risks among bank workers, using banks in Lagos State as a case study. A cross sectional survey method of research design was adopted for the study. Sample size of355 respondents were randomly selected from six commercial banks. The instruments for data collection werevalidated andquestionnairedesigned to a 5 Point Likert scale with a reliability coefficient of 0.84.Data were analyzed using descriptive statistics of percentage, frequency distribution, mean and standard deviation. Results showed that the top most common hazards the workers encountered were stress with criterion mean of 3.18, workload with criterion mean of 2.97, eyes strain with criterion mean of 2.68, noise with criterion mean of 2.6366 and ergonomic strain with criterion mean of 2. 44.The least common occupational health and safety hazards the bankers experience were poor body posture (criterion mean - 2.23), poor ventilation (criterion mean - 2.26), poor housekeeping (criterion mean-2.21), sexual harassment (criterion mean-2.14), and workplace violence (criterion mean-2.12).


Title : Health System Factors Associated With Patient Driven Referral for Health Services among Outpatients at the County Referral Hospital in Nyeri, Kenya

Authors : Gatwiri Murithi, Kenneth Rucha, George Otieno, Johnkennedy Munene, Nelson Muriu, Grace Wanjau, Alison Yoos.

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Abstract :

Research notes that a functional referral process in chain of health service delivery influences access, quality, and health outcomes. Data in Nyeri County shows that clients bypass the primary level facilities and present themselves to referral facilities, thus placing huge demands on these facilities. This study sought to establish health system factors associated with patient driven referral for healthcare services at the County Referral Hospital (CRH) during Universal Health Coverage (UHC) implementation. We conducted a descriptive cross-sectional survey targeting patients and health care professionals at the CRH in Nyeri. Administration of structured questionnaires and key informant interviews were carried out to acquire qualitative and quantitative data. We calculated a sample size of 402 respondents. Data was analyzed using SPSS version 23 and MS excel. Chi-Square tests done at 95% confidence interval determined the association, while thematic analysis was applied for qualitative data. A total of 384 respondents participated in the study. The study found that majority of respondents were female (54%), young (32%), self-employed (45%), had low income (41%) and lived in rural areas (65%). 187(48.7%) of the respondents said they were not satisfied with health care services they received at a lower-level facility. Chi-square results showed that distance to health facility (p=0.000), infrastructure (p=0.004) and general satisfaction (p=0.000) were significant. Descriptive results showed that respondents were dissatisfied with waiting time, patient-doctor relationship, lack of medicine, and lack of information. The study therefore concluded that patient driven referral for health care services among outpatients was influenced by health system factors. The findings of this study call for strengthening of the health systems especially the buildings blocks of health service delivery, medical products vaccines and technology, and health care financing. The need is to improve service availability and quality at lower levels of care.